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How to Loan Out Players

Loaning out a player can be a very useful way of giving him match experience if he is not good enough to play for your senior squad. It can also be a good way to increase a player’s value or make him more desirable if you are planning to sell him, either to the loaning club itself or a different club.

A player can be loaned out by either offering him to clubs for loan or sending him to an affiliated club. Both methods are explained below.

Offering Players for Loan

You can offer a player for loan from the player’s Transfer > Offer To Clubs screen by selecting Loan Offer on the left, editing the various loan terms and clicking Offer to Clubs at the bottom of the screen. By default the offer is sent to various clubs but the Targets tab on the left enables you to exclude or include particular clubs.

The terms you choose on this screen form your offer and are the starting point for negotiations with any bidding clubs. A bidding club may respond by offering different terms, although you can make any term non-negotiable using the padlock icon next to the term or the entire offer non-negotiable by using the padlock icon at the bottom of the screen. However, a bidding club may accept your terms and could themselves make individual terms or the whole offer non-negotiable, which means that it is important to make sure that you set terms that you are happy with.

In general, when selling or loaning out a player it is advisable to offer terms that allow you room to negotiate lower. If no clubs make a bid then you can try again by offering lower terms. This can help you to avoid undervaluing a player.

However, when loaning out a young player, especially if he is unproven, it can be beneficial to encourage more clubs to bid so that you hopefully have more choice of where the player goes. Therefore, you may want to offer terms that are more favourable to bidding clubs.

Advice on how to use each loan term is given below.

You will receive any offers that are made for your player in your inbox. From here you can:

  • Reject Offer,
  • Modify and then Suggest Terms (where made negotiable by both you and the bidding club),
  • Accept Offer, or
  • View Offer – to see the terms of the offer in a full screen view, along with related information.

In addition, you can manage multiple offers on the Transfers > Transfer Centre screen.

Loan Terms

  • Monthly Fee – the amount that the loan club will pay the parent club each month during the loan.
    • Playing Monthly Fee – the Monthly Fee if the loan club uses the player in senior matches.
    • Unused Monthly Fee – the Monthly Fee if the loan club does not use the player in senior matches.
    • When loaning out a player:
      • You may want to agree an Unused Monthly Fee that is higher than the Playing Monthly Fee to encourage the loan club to use the player.
      • If the player is a young player – it can be beneficial to request a lower Monthly Fee (or no Monthly Fee) to encourage more offers to be made, especially if the player is unproven.
  • Wage Percentage – the percentage of the player’s wages that the loan club will pay during the loan.
    • Playing Wage Percentage – the Wage Percentage if the loan club uses the player in senior matches.
    • Unused Wage Percentage –  the Wage Percentage if the loan club does not use the player in senior matches.
    • When loaning out a player:
      • It is advisable to request a Wage Percentage that is low enough to be affordable to clubs at the level that you want to loan the player to. You may want to check the general wages paid to players at this level before setting the Wage Percentage.
      • You may also want to agree an Unused Wage Percentage that is higher than the Playing Wage Percentage to encourage the loan club to use the player.
      • If the player is a young player – it can be beneficial to request a lower Wage Percentage (or no Wage Percentage) to encourage more offers to be made, especially if the player is unproven.
  • Duration – the amount of time that the loan will last for if the parent club does not recall the player and the loan club does not terminate the loan.
    • When loaning out a player:
      • You may want to set the Duration such that the loan ends during a transfer window (for the league divisions you are likely to want to loan to), as this will allow you to offer the player for loan again as soon as he returns if you wish. Transfer window dates are shown on the Overview > Rules screen for each league division.
Loan Clauses
  • Squad Status – the squad status that the player should be given by the loan club.
    • When loaning out a player:
      • The higher the Squad Status you can agree the better, as playing time is an important factor of player progression.
      • If the player is a young player – it is advisable to agree a Key Player or First Team Squad Status if possible to increase the likelihood that the player will be given regular playing time. However, you may want to request First Team rather than Key Player to encourage more offers to be made.
  • Preferred Position – the playing position that the loan club should play the player in most frequently.
    • When loaning out a player:
      • You may want to request that the player is played in a position for which he has natural or accomplished positional ability to increase the likelihood that he will perform well. However, you should check the quality of the players already at the club who play in that position, as it may be easier for your player to compete for another position.
      • This clause is not as important as the Squad Status clause though, as the most important thing is for the player to be given playing time.
  • Future Fee – an amount that the loan club will be able to pay the parent club as a transfer fee for the player during the loan without requiring the parent club to accept an offer, but only if it can agree a contract with the player after initiating the clause.
    • Optional Future Fee – a Future Fee clause that the loan club does not have to initiate if it does not want to buy the player during the loan.
    • Mandatory Future Fee – a Future Fee clause that the loan club must initiate. However, if the player indicates that he does not want to join the loan club permanently then the clause is changed to an Optional Future Fee before the loan is agreed.
    • Future Fee After Matches Played – a Future Fee clause that becomes a Mandatory Future Fee clause if the loan club uses the player in the specified number of matches.
    • Future Fee After Competition Achievement – a Future Fee clause that becomes a Mandatory Future Fee clause if the loan club achieves a specified competition objective.
    • When loaning out a player:
      • You should only set a Future Fee if you are happy to sell the player at a certain price.
      • You should take into account the possibility that the player’s value may increase during the loan, especially if he is a young player.
      • A Future Fee clause can be useful, for example, if you do not expect the player to be good enough for your senior squad at any point, especially if you are struggling to sell him.
      • Unless a Future Fee clause is optional, it can be difficult to agree with both the loan club and the player.
  • Future Buy Back Fee (only becomes relevant if the loan club signs the player using an Optional Future Fee clause) – an amount that the original parent club will be able to pay the original loan club (the new parent club) as a transfer fee for the player without requiring the new parent club to accept an offer, but only if it can agree a contract with the player after initiating the clause.
    • When loaning out a player with an Optional Future Fee clause:
      • You may want to request a Future Buy Back Fee clause if you believe that there is a chance you will want to sign the player back, especially if he is a young player and may improve while at the loan club.
      • The inclusion of a Future Buy Back Fee clause makes the Optional Future Fee clause less appealing to the loan club.
  • Bonus After Competition Achievement – a fee that the loan club must pay if it achieves a specified competition objective.
    • When loaning out a player:
      • If the player is a young player – it is advisable not to include a Bonus After Competition Achievement clause to encourage more offers to be made.
Loan Options
  • Can play in cup matches – allows the loan club to use the player in cup competition matches (as well as league matches, which are allowed by default) during the loan. If he is used in a cup match by the loan club then he becomes ‘cup-tied’, which means that he is unable to play in the same competition for a different club (including the parent club if he returns to it) before the end of the current season.
    • When loaning out a player:
      • It is advisable to include the can play in cup matches option unless you believe that you may need the player later in the season for a particular cup competition that the loan club also competes in.
  • Can play against own team (or own club’s B team) allows the loan club to use the player in matches against his parent club (or his parent club’s B team if it has one) during the loan.
    • When loaning out a player:
      • It is advisable to include the can play against own team (and own club’s B team if applicable) option unless the loan club competes in the same competition as your club and you wish to place that team at a slight disadvantage in any match between the two clubs (for a B team it is less important to try to gain an advantage in this way).
  • Can be recalled – allows the parent club to end the loan and bring the player back before the full Duration of the loan is complete.
    • When loaning out a player:
      • It is advisable to try to include the can be recalled option so that you can end the loan if the player is not playing regularly or not playing well, especially if he is a young player.
  • Loan cannot be terminated – prevents the loan club from ending the loan and sending the player back until the full Duration of the loan is complete.
    • When loaning out a player:
      • The loan cannot be terminated option can be useful if you want to keep the player off your club’s wage bill using the Wage Percentage term.
  • Can play for parent club (or parent club’s reserves) – allows the parent club to use the player in its own senior matches (or its reserve matches) during the loan.
    • When loaning out a player:
      • If the player is good enough for your senior squad – the can play for parent club option can be useful as it allows you to use the player in the event that he is not getting regular playing time for the loan club.
      • If the player is not good enough for your senior squad – the can play for parent club’s reserves option can enable you to keep the player match fit if he is not getting regular playing time for the loan club.
      • If the player is a young player – it is advisable to not include the can play for parent club (or parent club’s reserves) options to encourage more offers to be made.

Loaning to an Affiliated Club

Your club’s current affiliated clubs are shown on the Club > Affiliates > Affiliated Clubs screen. You are able to send players on loan to those clubs where this is stated in the list of terms of the affiliate relationship on the central panel.

Obtaining an Affiliate

If your club does not already have a suitable affiliate then you can ask your club’s board to look for one using the Look For Affiliate Club button under Board Requests at the bottom of the Affiliated Clubs screen. You can then choose from a number of reasons for requesting an affiliate and, if they agree with you, the board will search for appropriate options. If you want a club to loan players to then you should give this as your reason to the board.

After about two weeks you will be given the opportunity to recommend a club from those that the board have found. The board will then take your suggestion into account when choosing the affiliate. For affiliates that you want to loan players to it is advisable to base your recommendation on the reputation of the division in which each club plays and the quality of each club’s training facilities.

It can be useful to have two types of affiliate for giving players experience on loan if possible. One can be used for your better prospects and could perhaps be just one league division below your own club, while the other can be used for your lesser prospects and could perhaps be two or three divisions below your club.

Sending a Player to an Affiliate

To send a player to an affiliated club go to the player, select Development > Move To Affiliate, choose the club that you want to send him to and then set the terms of the loan. The loan will only be confirmed if the player accepts the offer to go on loan.

There are fewer terms available to set than for a normal loan, as most terms are determined by the terms of the affiliate relationship.

As with a normal loan, you should judge whether the player is likely to be given regular playing time. The affiliate tells you what squad status they will give the player before you set the terms of the loan, although it is again advisable to check the quality of the players who are likely to be competing for the same playing position as your player.

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